The following briefly describes 

our most common commercial policies.

Commercial Property Insurance 
A commercial property insurance policy provides for direct physical loss or damage to covered property at the premises described in the policy declarations caused by or resulting from a covered cause of loss. The covered property is generally buildings and business personal property located in or on the buildings. The policy contains a definition of building and business personal property and also lists the covered cause of loss.

Commercial General Liability Insurance 
A commercial general liability insurance policy provides payment of those sums that the insured becomes obligated to pay as damages because of bodily injury or property damage to which the policy applies. The policy also contains defense coverage for suits filed against the insured.

Commercial Auto Insurance 
A commercial auto insurance policy provides payment for bodily injury and damage to tangible property for which the insured becomes legally responsible and which involves the insured's automobile. The insured can also insure his/her own vehicle for physical damage commonly referred to as comprehensive and collision coverage.

Workers Compensation 
A workers compensation policy provides benefits to employees who are injured on the job, subject to the workers compensation statute of the states listed in the policy. The policy also includes defense for any claim or suit against the insured for benefits payable by the insured.